Dominic from Ellipsis sent me a link to the general notice in the Government Gazette number 926 of 2008 dealing with the electronic communications act. This deals with equipment that " ...shall not require a radio frequency spectrum licence".
If anyone is interested I can forward to them a copy of his note.
However, note 2 (a) on page 17 states: " All radio apparatus must be type-approved by the Authority in accordance with section 35 of the Act". Thus operating a non type-approved set would be illegal.
I have yet to get a clear statement from the SAMAA management committee but my personal view is that in terms of clause 4,1 the SAMAA insurance policy will not cover illegal operation.